Regulators are making much of macroprudential tools to prevent future bubbles. But regulatory capture remains an obvious risk.

The example set by Kenya's banks when it comes to not only reaching the unbanked, but also making a profit from them, is something that the rest of the world should look to emulate.

Strengthening the legal framework to manage an international financial failure does not make failures more likely.

The head of the Bank of France suggests that before reducing France's AAA rating, agencies should consider downgrading the UK. But has pride gone before a falling French rating?

European bank balance sheets are set to shrink, but bankers and regulators alike should think carefully about how to divest assets.

The Organisation for Economic Co-operation and Development may have found a new and much-needed source of infrastructure funding in pension funds, but the problem is far from solved, as governments still need to set up the framework to help them invest. 

Are banks' depressed earnings the result of a temporary crisis or are they a new characteristic of an increasingly regulated industry?

Raising bank capital ratios is the wrong solution at the wrong time.

Nobody knows how many billions of dollars have been squandered by Nigerian officials since the country’s independence in 1960. By even the most conservative estimates, however, the scale of graft and bad governance has been staggering, meaning that Nigeria is still far from fulfilling its great economic potential.

Transaction banking has had three good years since the 'masters of the universe' slunk off to lick their wounds in the wake of the global financial crisis. Cash management, trade finance, securities custody and card payment operations all became the unlikely stars of the post-crisis landscape, but now times are getting tough for them as well. Is the honeymoon over for transaction banking?